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Frequently Asked Questions
A mortgage is a loan used to buy a home. You borrow money from a lender and agree to pay it back over time, typically in monthly installments, including interest. The home serves as collateral, meaning the lender can take it back if you don’t make payments.
We make it simple. If you’re a homebuyer using Beycome, you can start with a quick pre-approval — no obligation or hard credit pull upfront. We look at your income, credit score, assets, and debts to help match you with the right loan product.
Yes! In fact, we recommend it. A pre-approval helps you understand your budget and shows sellers you’re a serious buyer. It’s fast, free, and you can do it completely online using the “Apply Now” button.
We offer a range of loan types, including conventional, FHA, VA, and jumbo loans. Whether you’re a first-time buyer or a seasoned investor, we will provide the best rates on the market.
Our technology allows us to remove the expensive sales team that traditional lenders require and pass those savings on to you, just like our real estate and title services.
Absolutely. Every Beycome mortgage client has a licensed loan officer and a support team to help at every step — from pre-approval through closing.
Typically, you’ll need proof of income (like pay stubs or tax returns), credit history, identification, and bank statements. Don’t worry — our system will guide you through exactly what’s needed.